MetLife Pet Insurance has emerged as a top contender in the pet insurance industry, earning high marks from our MarketWatch Guides team for its comprehensive coverage and unique policy offerings. The company, which acquired PetFirst in 2020 and rebranded it as MetLife Pet, brings over 150 years of experience in the general insurance industry to the table. This acquisition has allowed MetLife to stand out from other large providers by offering policies under its own brand rather than through partnerships with existing pet insurance companies.
One of the standout features of MetLife Pet Insurance is its coverage options. The company offers an accident-and-illness plan that includes almost all veterinary care without additional fees. This plan covers a wide range of treatments, making it a comprehensive option for pet owners. Additionally, MetLife Pet is the only provider we reviewed that allows policies to cover multiple pets under a single plan. This unique feature simplifies the insurance process for pet owners with multiple furry companions.
In terms of pricing, MetLife Pet Insurance may be slightly above average compared to other providers. However, the company’s robust coverage options and unique policy features justify the cost. It’s important to note that pricing can vary depending on factors such as location, pet species, age, and underwriter. To get an accurate quote, it’s recommended to reach out to MetLife Pet directly and clarify policy details before making a decision.
When it comes to customization, MetLife Pet Insurance offers a range of deductible and annual limit options for pet owners to choose from. The company also provides incentives for policyholders, such as reducing deductibles and increasing coverage limits each year without filing a claim. This level of customization allows pet owners to tailor their coverage to suit their budget and needs.
The signup process for MetLife Pet Insurance is straightforward, with an online option available for those who prefer it. However, speaking with an agent is recommended to fully understand all policy options and discounts available. Claims filing and payout processes are efficient, with most claims processed and paid within two weeks. MetLife Pet also offers same-day coverage for accidents and wellness services, making it a convenient choice for pet owners.
In conclusion, MetLife Pet Insurance stands out for its comprehensive coverage, unique policy offerings, and efficient claims processing. While pricing may be slightly higher than average, the company’s reputation and experience in the insurance industry make it a trusted choice for pet owners. With customizable coverage levels, multiple pet options, and a user-friendly signup process, MetLife Pet Insurance is a top contender in the pet insurance market.
