Allstate is a well-known American insurance company that offers a wide range of insurance products, including home, auto, renters, health, life, and pet insurance. Founded in 1931, Allstate has grown to become the fourth largest auto insurance company in the United States, with 12,300 agents across the U.S. and Canada. In this article, we will delve into Allstate’s customer reviews, coverage options, average rates, and more to provide you with a comprehensive overview of the company.
Allstate Car Insurance Reviews
Our editorial team has rated Allstate 9.1 out of 10, making it the 14th best car insurance company overall. While Allstate’s costs are higher than average, the company compensates for it with its extensive coverage options and discount programs. Allstate is considered a company worth considering in your search for the right car insurance.
Pros and Cons of Allstate Insurance
Pros:
- Safe driving and pay-per-mile usage-based programs
- Multiple car insurance discounts
Cons:
- More expensive than the market average
Allstate Insurance Rating
Our rating of Allstate was aggregated from its performance across five main areas: reputation, availability, coverage, cost, and customer experience. Allstate scored well in availability, coverage, and customer experience, earning an overall rating of 9.1 out of 10.
Is Allstate a Good Insurance Company?
Allstate is a good insurance company for those looking for flexible coverage options and discount programs. With 12 types of car insurance coverage and competitive discount opportunities, Allstate offers nationwide coverage with varying discounts and extras depending on the state.
Allstate Insurance Comparison
When comparing Allstate to other major car insurance companies, it is important to consider factors such as coverage options, cost, and customer experience. Allstate competes with companies like Progressive, Liberty Mutual, State Farm, Geico, USAA, Nationwide, Farmers, Travelers, and American Family.
How Much Does Allstate Car Insurance Cost?
Allstate’s average costs for full-coverage car insurance are around $3,340 per year or $278 per month, while minimum-liability plan prices average about $1,194 per year or $100 per month. These rates are higher than the national average, making Allstate a more expensive option for car insurance.
Allstate Car Insurance Coverage
Allstate offers a variety of coverage options beyond the standard types of insurance, including rideshare insurance, roadside coverage, rental reimbursement, classic car insurance, and more. The company also provides add-ons like new car replacement, accident forgiveness, and safe driving bonuses.
Allstate Car Insurance Review: The Bottom Line
Our review team gives Allstate a score of 9.1 out of 10 due to its coverage options and discounts. While there are more inexpensive options available, Allstate should still be considered in your search for vehicle coverage. It is recommended to compare multiple companies and obtain quotes to find the best deal possible.
Allstate Car Insurance Alternatives
As you shop around for car insurance, consider comparing quotes from Travelers and Progressive. Travelers offers competitive rates and helpful add-ons, while Progressive provides additional coverage options like pet injury coverage and custom parts and equipment coverage.
Allstate Car Insurance: FAQ
Common questions about Allstate car insurance are addressed, including inquiries about coverage quality, claims processing, trusted insurance companies, and cost comparisons with other providers.
Our Methodology
Our comprehensive rating system takes into account coverage, cost and discounts, industry standing, customer experience, and availability when evaluating auto insurance providers. We have researched over 130 companies and surveyed over 8,500 consumers to provide accurate and objective information for our rankings.
In conclusion, Allstate is a reputable insurance company with a strong presence in the market. While its rates may be higher than average, the company offers a wide range of coverage options and discount programs that make it a viable option for many consumers. It is recommended to compare quotes from multiple providers to find the best deal for your car insurance needs.
