Pet insurance is becoming increasingly popular among pet owners who want to ensure their furry friends receive the best care possible. Bivvy is a pet insurance company that offers both accident-and-illness plans and wellness plans for cats and dogs. Let’s take a closer look at what each plan entails.
Accident-and-Illness Plan:
Unlike most pet insurance companies that offer separate accident and illness coverage, Bivvy combines both into one comprehensive plan. For just $15 per month, regardless of your pet’s age, size, sex, or breed, you can have peace of mind knowing that your furry companion is covered in case of unexpected accidents or illnesses.
The standard accident-and-illness plan from Bivvy includes a $5,000 annual cap on coverage, with a $1,000 maximum for accidents. In addition to a $250 deductible, Bivvy charges a 50% co-insurance on any claims, meaning you will be responsible for paying 50% of the remaining balance after your deductible is met.
This plan covers a wide range of services, including surgeries related to illness or injury, diagnostic tests, lab tests, veterinary services, hospitalization, and more. It even covers endodontic and orthodontic treatments, as well as euthanasia and cremation costs when deemed necessary for humane reasons.
There is a 14-day waiting period for all accidents and illnesses, except for orthopedic conditions, which require a 180-day waiting period. While this waiting period is standard among pet insurance providers, it’s essential to be aware of it when considering coverage for your pet.
Wellness Care:
In addition to the accident-and-illness plan, Bivvy offers an optional wellness package for routine and preventive care. For an additional $9 per month, you can ensure your pet receives regular exams, microchip implantation, deworming, vaccinations, flea and tick prevention, heartworm testing, and more.
What Doesn’t Bivvy Cover?
Like most pet insurance providers, Bivvy does not cover preexisting conditions, including congenital or hereditary issues, or any problems diagnosed before the end of the waiting period. Additionally, preventive care such as spaying and neutering, vaccinations, flea and heartworm medication, and grooming costs are not covered in the standard plan.
Bivvy Plan Customizations:
Bivvy offers a standard plan with a $250 deductible, $5,000 annual limit, and 50% reimbursement rate. While the plan cannot be customized, these parameters provide a solid foundation for comprehensive coverage for your pet.
How Much Does Bivvy Cost?
The cost of Bivvy’s pet insurance plan is a flat rate of $15 per month, regardless of your pet’s breed or age. This affordable premium includes a $5,000 coverage cap, $250 deductible, and 50% reimbursement rate, making it an accessible option for pet owners looking to protect their furry companions.
In conclusion, Bivvy offers a comprehensive accident-and-illness plan and an optional wellness package for cats and dogs. With affordable premiums and coverage for a wide range of services, Bivvy is a great option for pet owners looking to provide their pets with the best possible care.
