Pet insurance is an essential investment for pet owners to ensure that their furry friends receive the best care possible in case of accidents or illnesses. With so many pet insurance companies available, it can be overwhelming to choose the right one. To help you make an informed decision, we have compiled a list of the best pet insurance companies at a glance based on comprehensive research and analysis.
ASPCA: Best for broad coverage
ASPCA offers generous coverage and multiple plan options, including an accident-only policy. They cover a wide range of conditions, including dental illnesses, behavioral issues, alternative treatments, prescription food, and even microchipping. ASPCA also includes coverage for accident or illness exam fees, making it a comprehensive option for pet owners. They offer plans for dogs, cats, and even horses, with no maximum age for enrollment.
Embrace: Best flexible wellness plan
Embrace stands out for its flexible wellness plan, Wellness Rewards, which covers a broad scope of services beyond basic checkups and vaccinations. They offer a wide range of deductibles and annual coverage limits to choose from, along with coverage for curable pre-existing conditions. Embrace also includes chiropractic care, acupuncture, physiotherapy, and behavioral treatments in their standard accident and illness plan.
Figo: Best pet insurance for cats
Figo is a top choice for cat owners, offering extensive coverage, a variety of deductibles to choose from, and generous reimbursement options. They provide coverage for nonroutine dental care, alternative treatments, and hereditary conditions. Figo’s coverage is comprehensive, and they offer an accident and illness plan with different annual reimbursement maximums. Additionally, Figo’s mobile app, Pet Cloud, offers useful features such as organizing medical records and live chatting with a veterinarian.
MetLife: Best pet insurance for discounts
MetLife offers customizable plans for dogs, cats, and other animals in some states. They provide an array of ways to save on your policy, including discounts for first responders, health care workers, veterans, military members, and staff at animal care facilities. MetLife also stands out for not having an extended waiting period for orthopedic issues in dogs, making it a convenient option for pet owners.
Pets Best: Best pet insurance for dogs
Pets Best offers a variety of coverage options for dogs, making it easy to customize your plan based on your pet’s needs and your budget. They have three tiers of accident and illness coverage, two wellness add-ons, and an accident-only plan. Pets Best also allows you to work with them to pay your vet directly for larger expenses, providing convenience and peace of mind for pet owners.
Spot: Best pet insurance for straightforward waiting periods
Spot offers comprehensive coverage choices for pet owners, including alternative treatments, behavioral therapies, dental illness, microchip implantation, and diets prescribed for covered conditions. They provide a variety of ways to customize your policy, including many annual coverage limits to choose from and an unlimited option. Spot also offers a 10% multipet discount, making it a cost-effective choice for pet owners.
In conclusion, choosing the best pet insurance company for your furry friend is essential to ensure their health and well-being. Consider factors such as coverage options, deductibles, waiting periods, and discounts when comparing pet insurance companies. By selecting a reputable and reliable insurer, you can have peace of mind knowing that your pet will receive the care they need without breaking the bank.
